Common Challenges
Challenges that often arise in the credit assessment and lending process.
Providing consulting services for company that want to develop their own Scoring Model that supported by the data enrichment capabilities we provide
Unleashing
Business Potential
with Big Data Solution
Leverage big data to make high-impact business decisions.
Contact UsData Telco Partner
Supporting National Financial Inclusion
Terra Data Indonesia provides alternative credit scoring to help financial institutions reach more people, in line with OJK’s policy encouraging the use of alternative data to expand access to financing.
Limited to traditional data only
Limited credit history
Manual verification process
Potential to credit losses misassessment
Lack of robust credit scoring system
Outdated or incorrect information
How Terra Data Indonesia Can Help You
Providing data-driven solutions to improve accuracy, efficiency, and financial inclusion
Advisory
API Insight
Providing analytics from API usage to identify recycled numbers, NIK match, active status, and other insights
Smart Ads
Run digital advertising campaigns by leveraging telco data to reach more precise and relevant audiences
Why Choose Us?
1
Flexible Pricing Scheme
Our credit assessment system delivers accurate results at a cost that does not burden your business budget
2
Credit Scoring with Alternative Data
Our credit scoring system is enhanced with alternative data to provide more accurate and comprehensive assessments
3
Flexible Onboarding Process
The onboarding process can be designed and customized to match your business system specifications
Our Service Quality
2
Daily transaction capacity
0,1
Transaction Latency
99,5
Success Rate Transaction
Trusted by
Collaborating with strategic partners to deliver reliable and innovative data solutions.
Big Data Solution in Various Industry
Optimize business decisions with telco-based data
Financial Services
Retail
E-Commerce & Media
Transportation & Logistic
Goverment & Public Services
Use Case